Experiences – Life – Inspiration 🇨🇭🇯🇵

After reevaluating my lifestyle and finances, I decided to downgrade my Amex Platinum to the Gold card. Not because I didn’t like the Platinum — it’s packed with high-end travel perks — but because it no longer fit my current lifestyle.

💰 Cost and Simplicity

The Platinum card in the Netherlands comes with a €700+ annual fee. And while the value is there for frequent flyers, I’ve transitioned into a simpler, more local lifestyle, with fewer international trips. Downgrading to the Gold card saves me around €500/year while keeping the perks that still matter to me.

✈️ Less Travel, More Local Experiences

These days I’m exploring Japan by road, enjoying mountain views and hidden gems with my wife — not rushing through airports or lounges. The Gold card still offers travel insurance, purchase protection, and reward points, all for a more accessible annual fee.

✨ Thinking About Amex Gold?

If you’re considering getting the Amex Gold Card (Netherlands), use my referral link to unlock extra benefits:

✅ What You Get:

• €100 dining credit (NL, BE, LUX)

• 4x airport lounge access/year via Priority Pass™

• Amazon Prime reimbursement

• Loungebox meal at Schiphol (€30 value)

• Travel & purchase protection worth up to €500/year

• 1 point per €1 spent (points never expire)

• Free additional cards (up to 4 Green Cards)

• Hotel privileges worldwide

• Free Business Companion Card (1st year)

💡 Note: Offer valid only if you haven’t held an Amex card in the last 12 months.

➡️ Here’s the link again: Amex Gold Card The Netherlands

#AmexGold #AmericanExpress #PersonalFinance #SmartSpending #MoneyMatters #FrugalLiving #FinancialFreedom #TravelSmart #MinimalistLifestyle #AmexNederland #ReferralBonus #MoneyTips #IntentionalLiving #BudgetGoals #RewardYourself #CreditCardTips #AmexLife #DutchFinance #LifestyleUpgrade #PointsAndMiles #JapanLife #RoadTripsJapan #LivingIntentionally #FinancialWellness #SaveMoneyLiveBetter